Serving Kirkland, Bellevue, Redmond, Bothell, Woodinville, and Issaquah Washington
At Vern Fonk Auto Insurance, we are the specialists for auto insurance, commercial auto, and commercial liability insurance in Kirkland Washington. It doesn't matter if you are high risk or have a perfect driving record, we can get the perfect auto insurance policy for you! Even if you have a DUI/DWI on your record or require an SR-22, we can help you find good coverage at an affordable rate.We are SR22 experts!
Most insurance companies look at drivers who have multiple tickets or accidents as high-risk drivers. We specialize in this market. We are able to get you coverage at the lowest possible
price – period! We can write a policy for you even with a dui, reckless driving, driving while suspended, no insurance, bankruptcy, international drivers license, and accidents.
We will even write a policy even with out a car!
We have many offices to serve you! Vern Fonk Auto Insurance in Kirkland Washington is a second generation family owned business that specializes in auto insurance for people with tickets and/or accidents. We also issue SR-22 for suspended licenses and broad form coverage for people who do not own a vehicle. If you have tickets, accidents or in need of an SR 22, Vern Fonk is your answer. We are committed to helping you find a policy that fits your lifestyle and budget. We provide low down payment options and flexibility in selecting a payment schedule. Call today for a quote and see how we can beat the rates and service of other carriers.
Does where I live affect my rates?
These are the most common factors that determine your auto insurance rates:
• Driving Record
• Number of Miles Driven
• Where You Live (zip code)
• Age of the Driver
• Type of Car Owned
• Amount of Coverage
• Credit
You may be a good, experienced driver, but when it comes to auto insurance in many states, your zip code is your identity. Vern Fonk will use a variety of things to determine how much the risk is on a particular policy. Where you live, who lives in your neighborhood, (families, young single people, etc.), what kind of car you drive, the amount of traffic in the neighborhood, and the number of claims within that neighborhood, are just some of the things that will determine what certain rates are in a particular zip code.
The cost of your policy is also influenced by the crime rate in the area you are living. If you live in a neighborhood where the risk of vandalism, theft and other crime is high, the rate of your policy increases accordingly in many states, even if you have a spotless driving record. Where you live makes a big difference. Those who live in areas where there is little or no traffic will definitely spend less on insurance premiums compared to those who live in cities and congested suburbs. Obviously, areas with a lot traffic are more prone to accidents.
Contact Vern Fonk today so we can show you how to save money on your auto insurance policy.
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